We like to think that our blog is the place where you can find the right answers to any questions, be it cash flow, entrepreneurship and business, startup epiphanies or life lessons.
Summertime can be an excellent time for entrepreneurs to grow and expand their businesses. However, it can also be a challenge to manage cash...
Have you ever wondered why it is so important to have a cash flow plan at hand? Well, there isn't one answer only. The truth is that it all...
If you have an e-commerce business, you must have a strategy that helps you carefully manage your cash flow plan.
In an ideal world, the environment in which we work and develop companies would be stable and predictable, but in real life every entrepreneur...
Whether you are an NGO or a company, the end of the year is definitely busy and stressful. These are the last weeks when you can finish...
Your cash flow is your daily reality check. By keeping a close eye on it you make sure to have quick answers to questions like Do I have...
As an entrepreneur, you’ll probably encounter some situations when you’ll have to find different solutions to pay some bills...
Do you need confidence in taking daily decisions for your business? A careful monitoring of your inflows and outflows will give you more...
We know, being an entrepreneur is not that easy and wearing the hat of a financial analyst for your business adds even more pressure on top....
“There has to be a better way to do cash flow planning in order for us to be able to make better business decisions.” Having this...
Are you ready to hire someone new? Is it better to outsource? Do you have enough cash to afford any of these options? You probably identified...
Keeping track of your business outflows is as important as monitoring your cash collections. Turn it into a habit in order to gain more...
A simple way to start working on your budget is to list all your fixed expenses incurred by your business. You will have these costs no matter...
Your cash flow is your daily reality check. Your cash flow statement is the financial document which contains all your inflows and outflows...
Both profit and cash flow are important indicators for your business’s financial health. Even though it is common for these terms to be...
What does Open Banking mean? In past years, significant changes have taken place in the E.U. regarding the ease with which consumers have...
Entrepreneurs and managers use budgets and cash flow forecasts in order to establish the business direction and define the ways in which their...
Your cash flow is your company’s financial health indicator and you probably already know how important it is to carefully monitor it. Keep...
You want to have a complete overview of your business financials and to know what are your next expected inflows and outflows. Congrats, this...
Changes are normal and healthy for businesses. It’s an indicator of evolution and growth even if they’re scary. Sometimes changes are...
If you haven’t done it already, this beginning of the year is the perfect moment for you to start planning your business inflow and...
As an entrepreneur or business manager you’re probably always in the position to make difficult financial decisions. The level of...
Whether we’re talking about the growth strategy of your company or maintaining a sustainable business, cash flow is the best indicator of...
What is a budget and how to prepare it for your company? A budget is a financial plan, a list of cash inflow and outflow estimations for a...
If you’ve ever faced cash flow problems in your company you should know that you’re not alone. 69% of entrepreneurs are kept up at...
To find the answer to this question, leverage ratios will come in handy, as they offer valuable information about your company and: the...
Cash flow is all your inflows and outflows being transferred into and out of your company for a specific period of time. Why is cash flow so...
Forecasting your revenue may seem pretty difficult, but if you have a clear record of your income and expenses you can build a reliable plan...
Making business decisions isn’t always easy, it takes more than a gut feeling; actually, it takes the right interpretation of data and what...
Profitability ratios are numerous, split into various categories, and help to provide useful insights into the financial well-being and...
Liquidity ratios are particularly important as they help you to always be aware if your company can pay its current financial obligations.
Orice companie, indiferent de mărime sau de domeniul de activitate, se poate întâlni cu probleme de cash flow, mai ales când există...
The language of business may be difficult, but not impossible to understand and approach. For you to be fluent in it and to ease the...
We all know how hard is the decision making process. Yet still, not impossible (especially when you’re an entrepreneur, it’s like you gain...
Wondering why your business looks profitable on paper, yet your bank account is saying the opposite?
We know that running a successful company is not an easy thing to do, but this doesn’t mean that assessing its success should be as difficult.
During the accelerator program run by MKB Fintechlab early on this year, we (the ThinkOut team) came across growth hacking — a relatively...
Apart from the agenda, KPIs, knowledge, contacts, the main takeaways are hard to quantify but have a much deeper, longer-term impact.
On the 16th of May we are going to pitch at the MKB Fintechlab Demo Day. Here's the ThinkOut story on short, as an introduction to the demo...
Before deciding what to cut, first, you need to analyze how your expenses are structured. The fastest way is to look into your transactions...
How does the startup life look like from this fast moving vehicle that is an acceleration program, hundreds of miles away from home? It looks...
We haven’t quitted the cash flow stage, we’re only aiming to make it so easy to use, that it would become part of any entrepreneur’s...
It’s been almost a decade since fintech has entered the business conversation around the world, becoming lately a rising star on both the...
Why is flexibility so necessary in today’s economy? Surely you can’t help but notice how fast things are changing around. From climate to...
Once an entrepreneur, always on the run. Strategies to implement, operations to run, teams to motivate, clients to serve, a business to keep...
There is no doubt about the fact that the success of a product depends very much on the UX it delivers. If a website or app or software is...
Businesses are eager to use technology to improve the customer experience, whether we talk about B2C or B2B products and services. The...
For the past couple of years, the FinTech industry has risen into the spotlight of the startup world. This ascent is not a mere trend, but the...
PSD2, the short for Directive (EU) 2015/2366 on Payment Services in the Internal Market, is a very interesting subject for the EU market –...
A cash flow plan is not about entering values periodically for the sake of organizing them; it is a powerful instrument once you know how to...
Our life is pretty much surrounded by digital products; we use applications and platforms to wake up in the morning, plan our meals, do...
Cash flow forecasting is a good medicine against ”falling cash flow negative” or worse – bankrupt, but as any preventive treatment,...
You decided to quit your 9 to 5 job and pursue your dream into running a business. A lot of excitement, calculations, plans, research, more...
One of the main features of the ThinkOut platform is the possibility to build and compare cash flow scenarios. For those more familiar with...
When you read articles about entrepreneurship and startups, most of them spin around success stories, successful people, recipes to become...
Growth is often regarded as the moving force behind small businesses. Even from the very start, entrepreneurs dream of growing their company,...
About three weeks ago we announced some new features on our ThinkOut platform, to make cash flow management even easier to handle. One of the...
Today we celebrate one year since we started building on our founders’ dreams, which quickly became our own just as much. From idea, to...
Budgeting and forecasting are some of the most important financial functions and techniques used in the decision-making process by the...
The financial model of a business talks about how reliable it is and its vision of growth. Cash flow is an important piece of this model and...
ThinkOut, our cash flow management platform, just got prettier and richer: new features, a more intuitive and interactive interface. You can...
Small companies and startups, in particular, are defined by enthusiasm and proactivity. There is an energy that transfers from founders to the...
It’s been almost a year since we started talking about cash flow management and planning, which is a key aspect of financial management of a...
The truth is that any company needs a cash flow forecast, but small businesses, of which fast-growing ones, need it in particular. Especially...
Though a good number of small companies go out of business due to cash flow struggles, it may actually be quite easy to avoid it. So why...
There comes a time in the life of a creative agency or studio when the owner faces this question: should we continue to offer creative...
Cash Flow Management – pompous, isn’t it? Unfortunately, there is no other friendlier way to call it (or we haven’t found one yet). The...
“Entrepreneurs are not born, they rather become through the experiences of their lives.”
Not listening to the customer may be the best thing for him. People expect other people to talk to them, even about business. What do you...
As the extended research of the past years has revealed, employees are not motivated by financial returns and career only, but also by...
A new era for businesses After almost a decade of entrepreneurship, we look back and attempt to draw some conclusions about what it...
Building a startup is not a wieldy thing to do. Neither working in one. Whoever lives under the impression that is an easy-breezy sort of...
Yesterday we attended a presentation held by Mircea Vadan, tech entrepreneur and startup mentor, on the problem-solution fit. The painkiller...
In an ideal world, you manage the cash flow of your small business so tightly, that there are no differences between the bank account...
This is not an article about predictions, market or tech trends, not even about resolutions; instead, it speaks about what we hope 2017 will...
If you are not a financial data aficionado, cash flow management may seem to you as yet another headache. Just like many not fun, but rather...
In the world of project-based companies, the winter Holidays break is often followed by another break, mostly imposed by the stagnation of...
One of the advantages of using ThinkOut is that you can immediately have an overview of your cash flow situation. The graphs in the Analytics...
A week ago, the ThinkOut co-founders Adrian and Cristi attended the Campus Exchange program at Google’s Campus Warsaw. This fall, ThinkOut...
The Holiday season has already started; as if there weren’t enough tasks to think about and decisions to make, the Holiday hustle just adds...
All businesses, no matter how large, need cash flow management. We won’t insist again on the reasons; instead, we’ll point out why using a...
If you’ve already come across our ThinkOut cash flow management platform, surely you’ve noticed, above the cash plan chart, several tabs...
Let’s imagine Hamlet as an entrepreneur, with a good intuition and with a lot of motivation to do the right things and find the right path...
As a business owner, you can try different methods to solve these unpleasant situations. But what do you do when you are clueless about what...
An interview with Galin Zhelyazkov, international facilitator for the Startup Weekend events Last weekend Cristi, ThinkOut co-founder,...
You started to use our platform and built one or two cash plans. If you went with the forecasting far enough in time, you probably noticed on...
…you are the owner of a small business that runs project-based activities. This is the first clue to consider when analyzing whether...
You have been busy lately with lots of projects coming in and the accountant gives you the good news that your small business is making a...
How to Web 2016 was a meaningful experience for our representatives – Cristi, Adrian and Irina. We would like to share with you some of the...
Nowadays, business operations require the use of different bank accounts. Working with multiple accounts has its perks, especially when you...
Building a product and running a startup is a true adventure. In every sense of the word. You don’t really know what will come next. You may...
As a business owner, planning for the future is a mandatory thing to do. Not only for the sake of your business, but also for your own peace...
We talked a lot about how important cash flow is to carry on the entrepreneurial journey. Nevertheless, it is just a piece of the puzzle that...
Both terms, receivables and payables, are generally related to accounting and financial analysis. Still, they are also common when it comes to...
One thing we saw repeating, that we experienced ourselves, is the fact that an entrepreneur has to wear many hats: specialist in his/her...
Cash flow is about movement. Constant inflows and outflows are what keeps the business going. In an ideal world, they would be perfectly...
Once upon a time there was this idea. It was about building something so wonderful, that no one could resist it. And the planets aligned, the...
One of the first things you notice when you log in to the ThinkOut account is the graphic area with a red line in the middle, one that is not...
Building a cash flow management tool requires a lot of thinking in terms of algorithm and coding, This is particularly necessary if the tool...
If the sales are the muscles of business, cash flow is for sure its lifeblood. Yet still, many business owners seem to lose sight of this...
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